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521 N Locust Street, Flora, IL 62839.
The story of this remarkable home begins at an apple orchard north of town, where it was originally built and later brought to Flora to stand as a true one-of-a-kind residence. Built in 1900, this stunning 2,700 sq. ft. Victorian blends timeless character with beautiful modern style, offering a living experience unlike any other. If you love the outdoors, this property will immediately feel like home. Enjoy a heated pool, a private patio with two built-in fire pits, and gorgeous landscaping throughout. The expansive wrap-around deck overlooks the play area to the west and the pool to the south, seamlessly flowing into the wrap-around porch that encircles the east and north sides of the home. Entertaining or relaxing outside has never been easier or more enjoyable. Inside, the custom kitchen and family room are extraordinary, featuring polished stone countertops, custom cabinetry, vaulted ceilings, and French doors from both the family room and dining room that open directly onto the deck. The main bathroom is a true showstopper-designed to feel like a high-end spa with elegant finishes and thoughtful details. Every room reflects quality craftsmanship, from the stone fireplace in the living room to the tray ceiling in the upstairs bedroom and the second-floor balcony overlooking the pool. Additional luxury continues with the finished two-car garage complete with heat and air. Even during a storm, you'll stay comfortable and secure with your own home generator.
MLS ID: EB460551
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521 N Locust Street, Flora, IL 62839.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $299,000 | $299,000 | $299,000 |
| Down Payment | $59,800 | $10,465 | $74,750 |
| Monthly Mortgage Amount | $1,512 | $1,856 | $1,877 |
| Taxes | $416 | $416 | $416 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $2,028 | $2,504 | $2,393 |
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