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400 W Hilltop Terrace, Stockton, IL 61085.
Offered for sale for the very first time! Tucked away at the end of a quiet cul-de-sac in a sought-after area of Stockton, this well-maintained 4-bedroom, 2.5-bath ranch has been cared for by its original owners from day one. The spacious main level offers everything you need for comfortable everyday living, including a large eat-in kitchen with Heritage custom cabinetry, adjoining dining room, main-level laundry, and a primary suite with a generously sized private bath. Just off the kitchen, the three-season porch provides an additional place to relax and enjoy the peaceful setting. The full walkout basement offers plenty of room for future possibilities, with one current bedroom, an additional room already started with framing, and plumbing in place for another full bathroom. An attached two-car gas-heated garage adds even more convenience and storage. Updates over the years include a new furnace & central air in 2023, water heaters in 2021, a complete roof replacement in 2015, and Andersen windows. Whether you're looking for room for a growing family or a comfortable place to settle in for years to come, this home offers a hard-to-find combination of space, location, and long-term care in a quiet corner of Stockton.
MLS ID: 202605541
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400 W Hilltop Terrace, Stockton, IL 61085.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $270,000 | $270,000 | $270,000 |
| Down Payment | $54,000 | $9,450 | $67,500 |
| Monthly Mortgage Amount | $1,365 | $1,676 | $1,695 |
| Taxes | $376 | $376 | $376 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $119 | $0 |
| Monthly Estimated Total | $1,841 | $2,271 | $2,171 |
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