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3116 Cedar Terrace, Island Lake, IL 60042.
Nicely Updated Ranch home situated on a large beautiful double lot (2 parcels) conveniently located across from Grek Park on a quiet 1-way street. The kitchen is updated with freshly painted cabinets, new granite countertops, a new kitchen sink and new gas stove. All appliances included, including a separate freezer. Open floor plan with hardwood floors throughout and the open dining room has built-in shelves and a ceiling fan. Remodeled bath has a tall sink, a new shower door and plenty of fresh paint. The full basement has a separate private entrance; currently used as an office, exercise room, plus a laundry area with a washer and dryer, a concrete double sink, and utility area for the water heater and gas forced air furnace with central air. Water heater replaced in 2020, the roof in 2018; there is a new large deck in back with picnic table and benches, and the iron patio set on adjacent patio is included. The 2 1/2 car detached garage is extra deep, with a new garage door and there is a long driveway for extra parking; the yard is fenced and there is a garden shed on a concrete foundation. The home is on city sewer and water. Make this beauty your very own Home Sweet Home!
MLS ID: 12722000
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3116 Cedar Terrace, Island Lake, IL 60042.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $279,900 | $279,900 | $279,900 |
| Down Payment | $55,980 | $9,797 | $69,975 |
| Monthly Mortgage Amount | $1,415 | $1,737 | $1,757 |
| Taxes | $390 | $390 | $390 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $123 | $0 |
| Monthly Estimated Total | $1,905 | $2,350 | $2,247 |
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