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305 E Chestnut Street, Cowden, IL 62422.
Bring your vision to 305 E Chestnut St in Cowden. The bones are sound and the major systems are functional - what this one needs is interior updating, which means you get to choose the finishes instead of paying for someone else's taste. Cowden sits in the heart of Shelby County farm country, where low carrying costs and small-town price points let a dollar stretch. Lake Shelbyville is a short drive north for boating, fishing, and camping, Eagle Creek State Recreation Area is close by for hiking and picnicking, and Pana, Shelbyville, Vandalia, and Effingham are all within easy reach for shopping, dining, and services - with prime central Illinois hunting and outdoor recreation right out the back door. Cash only, sold as-is, and priced for a buyer who wants sweat equity, a weekend or hunting base, or a rental in a market where the numbers still work. Seller is motivated - bring all reasonable offers. Come see the potential for yourself.
MLS ID: 12709556
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305 E Chestnut Street, Cowden, IL 62422.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $11,000 | $11,000 | $11,000 |
| Down Payment | $2,200 | $385 | $2,750 |
| Monthly Mortgage Amount | $56 | $68 | $69 |
| Taxes | $15 | $15 | $15 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $5 | $0 |
| Monthly Estimated Total | $171 | $188 | $184 |
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